Unsecured Business Loan.
An Unsecured Business Loan provides fast capital without needing asset security.
Ideal for growth, cash flow, or new projects, it offers fixed-term borrowing with predictable repayments. At Fairmont, we arrange loans from £5,000 to £500,000+, with terms from 6 to 72 months and quick decisions, even for complex credit profiles.
Growth Guarantee.
The Growth Guarantee Scheme (GGS) is a government-backed programme helping UK businesses access funding for growth, investment, and cash flow.
It boosts lender confidence, easing access to loans, asset finance, and credit. At Fairmont, we arrange loans from £25,001 to £2 million with flexible terms and no personal guarantee on loans up to £250k (subject to lender).
Asset Finance.
Asset finance helps your business access the vehicles, machinery, or equipment it needs without the upfront cost.
Asset finance helps spread costs over time, freeing up working capital and improving cash flow. At Fairmont, we offer Hire Purchase, Finance Lease, Operating Lease, and Asset Refinance – ideal for acquiring new assets or unlocking value from existing ones. We work with a broad panel of UK lenders to secure flexible, competitive terms tailored to your business.
Secured Business Loan.
Secured Business Loan lets you borrow larger amounts over longer terms using assets like property or equipment.
Ideal for expansion, refinancing, or major projects, it offers lower rates and flexible terms. At Fairmont, we arrange loans from £25,000 to £2 million+ with up to 10-year terms, tailored to your goals.
Invoice Finance.
Waiting 30, 60 or 90 days to get paid?
Invoice Finance unlocks the cash tied up in your unpaid invoices, giving you access to working capital as soon as you raise the bill. At Fairmont, we arrange Invoice Factoring, Invoice Discounting, and Selective Factoring—helping you bridge cash flow gaps, pay suppliers, hire staff, or take on new contracts. We connect you with trusted UK lenders who understand your industry and customer base.
Merchant Cash Advance.
A Merchant Cash Advance is a fast, flexible way to access working capital, ideal for businesses taking card payments.
You repay a percentage of future sales – paying more when busy, less when quiet. Perfect for hospitality, retail, salons, and e-commerce. Fairmont arranges 5,000–500,000 advances in 24–48 hours, with no APR, fixed term, or asset security required.
Revolving Credit Facility.
A Revolving Credit Facility offers flexible, ongoing funding – like a credit card for working capital.
Approved for a limit (£25k–£500k), you draw down and repay as needed, paying interest only on what you use. At Fairmont, we arrange fast, flexible credit lines with various terms, ideal for managing cash flow or unexpected expenses.
Bridging Loans.
Bridging finance provides short-term funding to bridge timing gaps, ideal for quick property purchases, tax bills, or urgent opportunities.
We arrange loans from £50,000 to £10 million+ with terms of 1 to 24 months. We offer regulated and unregulated options, fast decisions, and funding often within 7 days, through trusted UK lenders.
Property Finance.
Development finance is specialist funding for property projects, from ground-up builds to refurbishments and conversions.
It’s a short-term facility releasing funds in stages as your project progresses. Whether you’re a first-time developer or experienced builder, it supports single units to multi-phase schemes. At Fairmont, we arrange loans from £100,000 to £25 million+, with flexible terms and fast decisions from a wide panel of UK lenders.
